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CU HomeKeepers
Effective November 15, 2010 - CMG MI Announces Changes to EZ-Refi and HARP Support Programs
Effective November 15, 2010, CMG MI is making important changes to our programs that support the Home Affordable Refinance Program (HARP). Click here for more details.
CMG MI's EZ-Refi
Supports refinances on non-GSE eligible refinance loans, portfolio loans, or other investor loans
Read the EZ-Refi Program Document.
Only loans currently insured by CMG MI may be considered under the program. A loan that falls within CMG MI's EZ-Refi Program is treated as a new loan and a new certificate number is issued. Since CMG MI is insuring the existing loan, loans that fall under this program are not subject to CMG MI's current Program Guidelines or Geographic Limitations, provided that the new loan improves the member's financial position. EZ-Refi loans are subject to CMG MI's premium rates in effect at the time of the submission.
- If the insured loans meet our guidelines, it may be submitted through the EZ-Refi process and be insured with a new mortgage insurance certificate issued under our current premium rates.
- To submit a loan for this program, complete the CMG MI EZ-Refi Application form and fax it with the 1003/1008 to (888) 763-2264.
The following process may be used for submitting your refinance loans to CMG MI:
You should receive a response within 48 business hours.
Questions? Unsure whether your Member's loan qualifies for EZ-Refi? Call our Field Underwriting Network at (888) 746-6264 or call your CMG MI Account Executive.
Current Certificate
To determine if the member’s loan is currently insured by CMG MI, please call our Customer Service team at (800) 909-4264. Credit Unions with access to e-servicing can log in at www.e-cmgmi.com.
CMG MI Understands the Comfort of Home
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