Underwriting Philosophy

CMG MI embraces the goal of sustainable homeownership by providing underwriting based on the careful assessment of mortgage credit risk.

Our goal is to help Credit Unions not just put Members in homes, but to keep them there.  The best way to achieve this is by providing independent, high-quality underwriting services that our customers can use to match qualified mortgage borrowers to appropriate loan products.

Credit Unions know they can rely on the expertise and professionalism of CMG MI's Field Underwriting Network.  In order to protect our customers, our underwriters are trained to underwrite loans from a complete risk perspective, and not just to meet agency or investor guidelines.

CMG MI is a private mortgage insurer approved by Fannie Mae, Freddie Mac, select housing authorities and other investors.  For more information on how CMG MI can support your underwriting needs, please contact your CMG MI Account Executive or call CMG MI at (800) 909-4264.

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