Underwriting Philosophy

CMG MI embraces the Credit Union motto of “Members before Profits,” especially in our approach to Underwriting.

By consistently upholding the value of this underwriting philosophy, CMG MI has attained the financial and operational strength that enables us to lead the industry. We have been rated "AA" on our claims paying ability by Fitch Ratings and "AA-" by Standard & Poor’s. In addition, CMG Mortgage Insurance Company is a mortgage insurer approved by Fannie Mae, Freddie Mac, select housing authorities and other investors.

Credit Unions know they can rely on CMG MI’s underwriting team. Our underwriters are seasoned professionals trained to underwrite loans according to guidelines that respect the unique relationship Credit Unions share with their Members.

For more information on how CMG MI can support your underwriting needs, please contact your CMG MI Account Executive or call CMG MI at (800) 909-4264.

Return to Underwriting Services