Listen to Blaine’s Sound Byte
on Comparable Guidelines!


Appraisal Review
Reminders









Self-Employed
Income Analysis













Listen to Blaine’s Sound Byte on Credit Score Factors!


Live Training Seminars from CMG MI

CMG MI offers these intensive live seminars in selected cities throughout the year. There's a wide choice of industry-related topics and each seminar is conducted by an expert in the field of mortgage lending. These professionals understand the Credit Union philosophy and the unique relationship Credit Unions have with their Members.

For information about the regional seminars and scheduling, please contact your CMG MI Account Executive.

All seminars are also offered in webinar format. Choose from:

Appraisal Review: Keys to Reviewing Form 1004

  • Explore the appraisal document section by section.

  • Discover how appraisers determine value and the guidelines they should follow.

  • A good primer for the “Supporting the Appraised Value” session.

Supporting the Appraised Value: Getting to the Bottom Line Faster and Easier

  • Learn the MPC technique for reviewing appraisals.

  • Discuss options for when the perfect comp isn’t available.

  • Determine what’s necessary to support the appraised value.

Simplifying the Personal Tax Returns: It Doesn’t Have to be Difficult

  • Discover where to find the income in the tax returns that can be used to qualify your member.

  • The focus of this session is on Sole Proprietors, Rental income, and more.

  • A worksheet as well as several tips and shortcuts will be provided.

Demystifying the Business Tax Returns: Even Easier Than the Personal Returns

  • It’s recommended you take “Simplifying the Personal Tax Returns” before attending this session.

  • The focus of this session is on Partnerships, S-Corporations, and Corporations.

  • Learn how the business tax returns connect to, and support, the personal returns.

Underwriting Guidelines: The Foundation of Underwriting

  • Learn key guidelines in the areas of income, assets, and credit.

  • Understand the C’s of underwriting (there are more of them than you think).

  • Get clarification of CMGMI’s guidelines.

Underwriting Risk: Predicting If the Loan will be repaid

  • Learn how to define and weigh the various risks in a mortgage loan.

  • Understand what prevents us from predicting risk more accurately.

  • Discover some universal principles to better manage risk.

Behavioral Economics: The Next Frontier of Underwriting

  • Experience several examples of poor financial judgment that will surprise you.

  • Understand some of the challenges you face in making sound loan decisions (and some faults you may have in common with your members).

  • Discover why people can be financially illiterate.

For more information, contact your CMG MI Account Executive or Customer Training Manager Blaine Rada.

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