Program Guideline Changes for All Programs - Effective 1/12/2009

Effective January 12, 2009, CMG Mortgage Insurance Company (CMG MI) made a guideline change regarding loans with loan-to-value (LTV) ratios greater than 97%.

• Any loan with a LTV ratio greater than 97% is no longer eligible for mortgage insurance, regardless of the FICO^® score; this includes loans with LTVs of 100% and 103%.

The following Guidelines became effective on January 12, 2009:

• Guideline Comparison - Effective 1/12/09
• Conforming and Non-Conforming Program - Effective 1/12/09
• Distressed Markets Policy - Effective 1/12/09
• Distressed Markets List

Click the links below to view the updated rate sheets.

• Monthly Premium Rates - Effective 1/12/09
• Single Premium Rates - Effective 1/12/09
• Home Loan Payment Relief (HLPR) Discount Program Rates - Effective 1/12/09

Click here for our customer letter announcing these changes.

Questions? Please read our FAQ or contact your CMG MI Account Executive.