CMG MI Resources

Loan Modification
Request Form


HARP/RTM Request Form

Delinquency & Claims Reference Manual (12/2011)

Sign up for our Loss Mitigation Webinar

Loss Mitigation Overview | Preparation | Loss Mitigation | Filing Claims

CU HomeKeepers | Hardest Hit Programs | Loss Mitigation Webinar

Claim Settlement Types

Percentage Option Settlement

• Percent coverage multiplied by claim amount, then adjusted by coverage options on mortgage insurance certificate

Pre-Approved Sales (PAS)

• Short sale, pre-sale or post-foreclosure (real estate-owned - REO)



• CMG MI must approve



• If Sales proceeds exceed claim, it’s “closed without payment”

Acquisition

• CMG MI acquires the property and mitigates the loss by selling the property

Negotiated settlement

• For special situations

Please call your CMG MI Account Executive to discuss these settlement types and facilitate your contact with our Loss Mitigation Department.

Prevention	Preservation of Performing Loans	Mitigation for Delinquent Loans	Filing a Claim

CMG MI Understands the Comfort of Home